What does your Wealth Adviser do for you?

Be your own wealth adviser.

Your complex wealth needs, start to finish, with Orca, your assistant portfolio manager, 24/7.

Join the waitlist

Free while invitation-only.

Investors
Illustrative figures

Track your wealth across accounts and pensions, worldwide

  • Trading 212
  • AJ Bell
  • Interactive Brokers
  • eToro
  • Hargreaves Lansdown
  • interactive investor
  • Vanguard UK
  • Fidelity UK
  • Freetrade
  • InvestEngine
  • Nest
  • Aviva
  • Legal & General
  • Scottish Widows
  • Royal London
  • Standard Life
  • PensionBee
  • DEGIRO
  • Bux
  • Vanguard US
  • Fidelity US
  • Schwab
  • Chase
  • Wells Fargo
  • Empower
  • Robinhood
  • Webull
  • Wealthsimple
  • Stake
  • Coinbase
  • and many more

Arctic focuses on your risk alongside your return

Arctic is built by professionals who have directly managed billions of institutional clients' money, so we understand risk well.

“It’s as irresponsible to avoid risk completely as it is to go all in on a blind bet.”
Zane(Founder & CEO)

Together, we match your risk tolerance and appetite with your objectives.

Two orcas surfacing below snow-covered mountains at dawn

Arctic: Be your own wealth adviser

Five steps to being responsible for your wealth.

  1. Connect your accountsEvery account in one figure, read-only.Holdings Snapshot
  2. Set your goalsA target, a plan and a risk for each goal.Invest Horizons
  3. Understand the riskWhat you really own, company by company.Portfolio Sonar
  4. Plan your lifeWhat you earn, invest and spend, now and ahead.Economic Wealth
  5. Review calmlyAsk what moved, and why.Orca

Your assistant portfolio manager.

Orca helps you plan each goal, pinpoint what drove your return, uncover the risk hidden in your funds, and review your decisions over time.

Orca
Orca
Why did my accounts fall last week?
Across your five accounts, mostly two holdings: Amazon fell 7% and the S&P 500 fund 3%, together £3,160 of the £3,720 fall.
A stronger pound took another £490 off your US holdings.

Illustrative conversation.

Holdings Snapshot
Accounts and wrappers£682,372
Interactive Brokers · Trading 212 · Revolut · American Express

Clear objectives, and a portfolio run against them.

Set goals on the accounts you already have, each with its own target, plan and risk. Judge every decision by what the money is for, not the day's headlines.

Invest Horizons
Home depositEssential
£65,000 by June 2031 · £400 a month
£0£20k£40k£60kTarget £65,000£56,100£50,700£45,900
£19,100 short on the lower line
Set on five accounts
Interactive Brokers ISA · Trading 212 Invest · AJ Bell ISA · eToro · DEGIRO

Projections are assumptions, not guarantees. Forecasts are not a reliable indicator of future performance.

Know what you really own.

Arctic looks inside your funds, at every broker, so each company shows once at its full size.

Portfolio Sonar
Top exposures · funds looked through
53.8%of your wealth is in six companies
AmazonHeld directly and in 4 funds14.2%
BroadcomHeld directly and in 4 funds12.1%
NVIDIAHeld directly and in 3 funds11.4%

Illustrative figures.

Your whole financial life.

What you earn, invest and spend, and the earnings still ahead of you, in today's money.

Economic Wealth
Where your Economic Wealth goesPresent value
Todayage 38
Invested £682kStill to earn £1.39m
At 672055
Invested £1.05mSpent or kept aside £1.02m
InvestedStill to earnSpent or kept aside

Illustrative figures: £1,500 a month to 67, as present values at a 2.5% discount rate. Not a forecast: investments can fall as well as rise.

Our interests are aligned

Arctic doesn't hold your money or sell financial products, so we have no reason to be biased.

Benchmark · 1YModerate mix · £
Your portfolioModerate mix
YouModerate mix
Return+9.8%+8.4%
Volatility11.4%8.9%
Max drawdown−8.2%−6.8%

Illustrative figures. Past performance is not a reliable indicator of future results.

A two-masted sailing boat on a calm fjord

Your data,
kept close.

  • Read-only connections
  • Hosted in London
  • Locked to you
  • Yours to delete

No adverts, and we never sell your data. Security and privacy

Arctic doesn't give financial advice.

Ice crystals on a window

Questions

Does Arctic give financial advice?

No. Arctic gives you the analysis; every decision is yours.

Which accounts can I track?

Any. 17 brokers worldwide connect read-only: you sign in at your broker, and Arctic never sees your password. Or upload a statement, bank and card too, or add any other account by hand, pensions included.

Can Arctic move my money?

No. Arctic is read-only: it can't trade or move money.

Where is my data stored?

In London, each person's records walled off. What Orca looks up reaches our AI provider without account numbers or other people's names, and is never used for training.

What does Arctic cost?

Free while invitation-only. Prices are published before anyone pays.

How do I close my account?

Profile, then Security, then Close my account. Your data and broker links are deleted.

Live your wealth.

Arctic is opening to a small group first. Your invitation comes by email.

Join the waitlist
Arctic — Be your own wealth adviser